Negotiating a personal injury claim settlement can be a complex and daunting task. It is important to remember that the insurance adjuster’s goal is to settle the claim for as little money as possible, while your goal is to get the most compensation for your injuries.
Below are some negotiation tips you must remember during the personal injury settlement process. Alternatively, you could also contact a Seattle personal injury attorney, who can help you implement several strategies during a personal injury claim negotiation.
Essential tips to remember while pursuing a personal injury case:
Be prepared
Before entering into negotiations, gather all relevant information and documents related to your injuries and expenses. It includes medical bills, lost wages, and other documentation supporting your claim.
Understand the value of your claim
It is essential to have a clear understanding of the value of your claim. It includes the cost of your medical treatment, lost wages, and future expenses related to your injuries. A personal injury attorney can help you determine the value of your claim.
Do not accept the first offer.
Insurance adjusters will often make a low initial offer in the hope that you will accept it without further negotiation. It is important to remember that the initial offer is not the final offer and that you should always negotiate for more.
Do not be afraid to walk away.
If the insurance adjuster’s offer is unreasonable, do not be afraid to walk away from the negotiation. It sends a message that you are serious about your claim and willing to take it to court if necessary.
Be persistent
Negotiating a personal injury settlement can be long and drawn out. It is crucial to be persistent and keep going even if the insurance adjuster is unwilling to make a fair offer.
Be professional
It is important to remember that the insurance adjuster is not your enemy. Be professional and courteous when communicating with them. Avoid getting into a heated argument or making unreasonable demands.
Get it in writing
Once an agreement has been reached, make sure the offer is written. It will protect you if the insurance adjuster changes the offer or fails to follow through on their promise.
Consult an attorney
Personal injury cases can be complex, and it is vital to have an experienced attorney on your side. A personal injury attorney in Seattle can help you negotiate a fair settlement and advise you on the best course of action if the insurance adjuster’s offer is unreasonable.