No driver ever wants to experience a road accident, but it’s something that every driver should prepare for. Here are some things to remember so you’ll know how to act if the time comes.
Check Yourself and Others
First, your safety is your top priority. Make sure to check yourself and others for injuries. If your vehicle is safe to drive, pull it over so it won’t block road traffic and cause further accidents to others. Otherwise, leave it where it is and move yourself and others to a safe location. However, make sure not to force it. If you or someone else got hurt badly, call for emergency medical help instead.
If you or a passenger sought medical attention, keep all the receipts. They could help prove the extent of the injury and get you compensated justly for your pain.
Call the Police
You might think involving the police is only necessary for severe accidents, but calling them is always a good idea to make things legal and formal. If the police can’t come to the scene of the accident, consider visiting the nearest police station to file a report. Your insurer might require that you submit a copy of the police report.
Call Your Insurance Provider
After making sure that everyone is safe and that you have reported the accident to the authorities, notify your insurance provider. They will tell you the requirements to complete the claims process, as well as what to expect. If your vehicle is severely damaged or stuck, they can also help arrange for it to be towed.
Document the Accident
Collecting all pertinent data related to the accident can help increase your chances for a successful claim. Some information you should gather includes the names of the other parties involved, their vehicle makes and models, plate numbers, names of any witnesses and contact numbers, and the names of the police officers who assisted you. It’s also best to take pictures of the scene to help prove the damages.
Get Professional Help if Necessary
Sometimes your insurer will give you a hard time. After all, they want to pay you less. Whether your claim was denied or you feel like you’re not getting the full amount you deserve, you can benefit from speaking to an experienced lawyer. If you’re looking for a car accident attorney in El Centro, this website can help you.
