The good news is you can now check your CIBIL score online for free with just your PAN number! With a few simple steps, you can access your credit score and gain valuable insights into your financial health. It is also helpful to know that lenders consider your CIBIL score to assess the risk associated with the loan. In just a few easy steps, we’ll show you how to use your PAN number to check your CIBIL score for free online. 

Knowing your creditworthiness is essential in today’s financial world, whether you’re a young adult or anyone looking to achieve financial success. And one way to check your creditworthiness is through your CIBIL score. 

Why Checking Your CIBIL Score is Essential for Maintaining a Healthy Credit Profile

There are many reasons why it’s imperative you check your CIBIL score. Here’s why:

  1. Getting a CIBIL score check free online by PAN number is quick and convenient. It can help you maintain a sound credit profile, and increase your chances of receiving better loan and credit card offers by routinely track CIBIL Score 
  2. It may assist you in finding mistakes or discrepancies in your credit report.
  3. You may be able to negotiate better terms for your loans and credit cards if you have a high CIBIL score.  

 Step-by-Step Guide to Check Your CIBIL Score Online 

Here’s how you can check your CIBIL score for free online using PAN card –

  1. Visit the official CIBIL website: To check CIBIL score for free, you must visit the official CIBIL website. Visit here – (CIBIL Score).
  2. Click on “Get your CIBIL score”: When you visit the CIBIL website, go to the homepage. You will see an option called “Get your CIBIL score.” Click on it to proceed.
  3. Enter the required details: You’ll be redirected to a different page. Here, enter your name, date of birth, PAN card number and gender. Please ensure you have entered the details specified in your PAN card.
  4. Identity verification: Once you have entered your details, CIBIL will verify your identity by asking you a few questions about your credit history.
  5. Get the CIBIL score: Once the certification is completed, you will get your free CIBIL score. It is a three-digit number which ranges from 300-900. If your CIBIL score is 750 or more, that is considered a good score.

Note: You can check the CIBIL score free online by PAN number once. If you want to look at the score more than once, you must pay the basic, standard, or premium prices to get unlimited CIBIL checks. If you want to avoid the hassle, try checking your CIBIL score with online apps like OneScore, which provides a simple and efficient way to monitor your credit health for free. 

Benefits of Registering for a CIBIL Account for Credit Score Monitoring

Signing up for a CIBIL account may be a game changer if you want to be proactive about your credit health. Let’s look at the key benefits:

  1. Free credit score and credit inquiry: You can check your credit score for free and get any credit inquiry answered using your CIBIL number once a year. 
  2. Regular Credit Score Updates: You can get regular credit score updates and credit report updates.  
  3. Access to CIBIL’s complaints procedure: If you find any errors in your credit report, you can file a complaint with CIBIL through your account.
  4. Personalised Loans: You can get personal loans and credit cards issued through your CIBIL number based on your credit score and report.
  5. Score Simulator: The Score Simulator from CIBIL is a useful tool that may show you how your credit actions can affect your credit score. 

Conclusion

Yes it’s that easy to get your CIBIL score checked for free online using your PAN number. Always monitor your credit score and take the steps to keep an excellent credit record. Remember that having a high credit score can help you access better loan and credit card offers. So maintain a high credit score and watch how lenders will be more than glad to entice you with better offers.