What are the reasons why so many people choose to take out health insurance? And does this option pay off?
The last few years have brought great challenges to the health area and made the benefits of having a supplement for greater protection even more relevant.
We summarize some benefits of subscribing to Pri-Med Private Medical Health Insurance, namely with regard to response times for clinical assistance.
5 REASONS TO GET HEALTH INSURANCE
If you have ever thought about or are considering taking out health insurance for yourself or your whole family, it is useful to know a little more about its benefits.
1. Access to a wide network of healthcare providers
Insurance allows you to access, in a faster and simpler way, a vast network of private health care providers across the country, in various specialties, and with the possibility of choosing the hospital or clinic where you want to be treated.
In addition to additional protection in specialties, such as stomatology and dentistry , and access to levels of complementary protection for cases of greater clinical severity, such as oncological diseases , you can also consolidate your health security with a network of medical doctors . familiar .
2. Save on appointments and exams
In addition to accessing a wide range of medical care, with a greater diversity of providers, you also get extended protection and an answer to your health concerns, with important savings in each assistance. The prices to pay for each assistance result from the prices agreed by your insurance company.
In addition, and if you need, for any reason, to use a non-agreed provider, there is the possibility of obtaining a partial refund of the price you paid. You should be careful to confirm this possibility with your insurer.
3. Going to the doctor without leaving home
With the pandemic, we have come to realize that there are many day-to-day situations that can be resolved remotely. And health-related issues are no exception.
The possibility of resorting to telemedicine , as in the case of Multicare health insurance, may be another reason to take out health insurance. With this coverage, you can, at any time, have access to a medical team for a telephone or video call consultation . No displacements or delays and no need for unnecessary risks.
If the situation warrants, you can access home care, and in many cases, emergency transport to a hospital in the provider network is also possible. As is also the case with Multicare’s protection offer .
4. Tax Benefits
Health insurance premiums are tax deductible under the tax regime in force. This means that they fall into the category of health expenses, such as, for example, expenses with consultations or medication.
Remember that you can deduct 15% of total expenses in this category, up to an overall limit of one thousand euros.
5. Choose the right level of protection
Health insurance generally has solutions that adapt to different levels of health protection. This flexibility allows you to accommodate greater protection and security according to your possibilities and needs. Fewer coverages allow for more economical contractual solutions.
If, for example, you are thinking of increasing your family, you can opt for insurance with more comprehensive coverage. In health insurance, you can thus benefit from increasing levels of protection, with progressive adaptation to your needs.
The possibility of adding several family members to your health insurance, and benefiting from a discount on the commercial premium is a possibility with insurers such as Multicare *.
