After a car accident, you might feel in shock and rush home to tell your family that you’re all right. While that may be a good idea, you may not feel pain for several hours or even days. The first step to a successful claim is to seek medical attention. During the investigation phase, the treating physician must believe that the accident caused the injuries you sustained. The treating physician’s report must be as comprehensive and detailed as possible to support your claim.
Next, your lawyer will determine the value of your claim. Typically, a car accident lawyer will use a formula to estimate the value of your claim. You’ll need to input a few numbers, including the value of your medical expenses and lost wages. This is your starting point for negotiations with the insurance adjuster. In a pile-up crash, for example, the driver of the last car does not act reasonably by following too closely and hits a stopped car.
The police report can also be valuable evidence in a car accident claim. Police reports provide an accurate account of the crash, including information about the drivers, vehicles, passengers, and witnesses. Even if the accident wasn’t your fault, the police report will at least help establish who was at fault for the accident. This is especially useful in car accident claims , as it can help you prove who was at fault. Fortunately, if you have a camera, you can use the pictures to support your case.
In most car accident claims, the other party pays for the damages. The injured party, on the other hand, must prove that the other driver was negligent. In a lawsuit, the person responsible for the accident must prove that he or she was negligent. If this doesn’t happen, you’ll need to file a claim with the appropriate Circuit Court. Generally, the court where the accident took place is in the county where the negligent driver lives.
In addition to pursuing a claim with the negligent driver’s insurance company, it’s important to contact your own insurance company. This way, you’ll have time to file for damages and negotiate a settlement. If you haven’t reported the accident on time, you might be denied coverage. If you’re still not covered by insurance, you may be able to make a claim with your own insurance company, but if you wait too long, you could be denied coverage.
If you’re trying to file a car accident claim with USAA, it’s important to get the details straight. The insurance adjuster will try to minimize your claim by questioning the severity of your injuries or the necessity of missing work. While these seemingly harmless comments may sound harmless, they can result in a significant reduction in the settlement you’re offered. If you’re unsure, call an attorney and discuss your case with the insurance adjuster.
