Servicing a loan requires robust financial planning. It should be monitored and planned in advance prior to availing of a loan. Individuals should keep track of the credit liability until the loan is repaid successfully. In this regard, the loan statement plays a vital role. 

Hence, it is crucial for borrowers to review their loan statements regularly. 

With the advancement of technology, managing such statements has become easier. For instance, one can now access the Bajaj Finserv loan statement digitally and ensure better debt management. 

Steps to download Bajaj Finserv loan account statement

Irrespective of the loan, individuals can view and download Bajaj Finserv loan statements through their dedicated customer portal – Experia. This integrated online portal facilitates payment of EMI online and also lets borrowers access their loan details 24/7. 

Following are the steps to download Bajaj Finserv statement of loan: 

Step 1: Visit the customer portal

Step 2: Log in with your customer ID/email ID/ registered mobile number

Step 3: Authenticate identity with password or OTP

Step 4: Select ‘Services’

Step 5: Choose ‘View Details’ for loan information 

Step 6: Click on the ‘e-statement’ button

Step 7: Download e-statement 

Besides downloading the e-statement, Bajaj Finserv customer portal – Experia allows you to pay EMI online. Here’s a quick overview of the involved steps: 

  1. Enter Bajaj Experia login ID or your registered mobile number
  2. Input password or OTP for verification
  3. Select ‘Account Information and next ‘Online Payment’
  4. Click on the ‘EMI and Overdue Payment’ tab
  5. Once you are redirected to the payment gateway, enter the necessary details and complete the transaction

Remember to check the payment status after payment and download the e-statement to avoid any discrepancies later. Also, one can download the Bajaj Finserv Experia App from Google Playstore for free and track account details with greater convenience. 

Alternatively, individuals can also log in to the Experia portal using their Google or Facebook accounts. 

With access to the Bajaj Finserv EMI statement, individuals can benefit in the following ways:

  • The statement shows details on the amount repaid, tenor left, and outstanding balance. 
  • It allows borrowers to plan part-prepayment and foreclose loans at the right time.
  • Individuals can detect any discrepancies in the statement and resolve it immediately. It helps in retaining a high CIBIL score. 

Besides, Bajaj Finserv Experia offers a host of benefits to customers.  

Why should you login to Bajaj Finserv Experia?

Following are the reasons one should login to the customer portal or app:

  • Customised notification 

Bajaj Finserv Experia allows to set notifications for EMI due date and related schedules. Thus, it ensures that customers never miss an update. Besides loans, the Experia portal also lets you access your other investments, insurance plans, etc., in one place. 

  • Access to different apps

Users can also access the BFL wallet through the Experia portal and navigate across these two apps seamlessly. Hence, one does not have to remember different credentials for separate accounts. 

  • Modify loan account details 

Like Bajaj Finserv loan statement, keeping your personal and financial details is also necessary for better transparency. For instance, through this portal, you can modify your mobile number, employment status, etc., in just a few clicks. 

  • Drawdown facility

Bajaj Finserv offers a Flexi loan facility on certain loan products. They approve a credit limit for the borrower. He/she can withdraw money from that pre-sanctioned limit without paying any hidden charges. Moreover, the interest is levied only on the funds utilised. As such, it allows individuals to reduce the EMI burden to a great extent and facilitates savings.  

  • Log a request 

Through Bajaj Finserv Experia, individuals can raise a query; check its status until it gets resolved. Note that with this platform, individuals can access the details of old loan account besides their active ones. 

  • Pre-approved offers 

You can check your pre-approved offer through this portal. Such offers make loan processing quick and hassle-free, and they are available on a range of financial products such as personal loans, business loans. Bajaj Finserv extends this facility to their existing customers, which is why it is important to check the applicable offer and simplify the borrowing experience. 

Collectively, these make the Bajaj Finserv loan statement an essential document that contains details of an active loan. Moreover, besides downloading and managing the statement, individuals can also leverage other loan-related services, courtesy of the Experia portal.