When was the last time you visited your local bank branch for a transaction? If you don’t remember, chances are that you may already be using online banking or phone banking. However, if you are a frequent visitor to your bank, it’s time you experience the convenience mobile banking has to offer and bank from the comfort of your home.

In order to do this, download your bank’s mobile app and access it on the go. Here are some great features and benefits of mobile banking:

  1. Check and Manage Account

You can log in to your mobile banking app whenever you want and from wherever you are! If you don’t want the hassle of remembering your login details and credentials, you may also log in using fingerprint or face recognition securely. All you need is a mobile phone or tablet and a connection to a secure Wi-Fi or data network. You can view your finances in a few seconds and do the following and more:

  • Check balance
  • See and confirm recent account activity
  • Check interest earnings

  1. Make Payments

Pay your bills promptly and manage all payments under one single window to keep track of your expenses. Besides, you don’t even have to remember due dates as you can simply set direct debits from your account for various payments like rent, utility bills, EMIs, insurance premium, credit card bills, etc. in one shot and ensure that the payment is done without fail.

  1. Staying Secure

Mobile banking is as secure as visiting a branch if you follow a few simple steps:

  • Use a PIN or lock system to secure your phone
  • Don’t share banking credentials or PINs with anybody
  • Set up a security option to find your phone if it’s stolen or lost
  • Keep changing your credentials periodically

Your banking mobile app will surely be armed with security features that will help you transact with complete peace of mind.

  1. Multi-Currency Fund Transfers in a Jiffy

If your loved ones need money in an emergency, you can instantly transfer funds anytime to any currency account across the globe and ensure that they receive the money. Mobile banking makes it easy to send money without any hassles. Adding beneficiaries and managing payees is also simple using a mobile app interface.

  1. Banking Transactions at Your Fingertips

Perform a wide range of banking transactions through your phone by calling your bank to request services or ask a query. Instantly, report loss of card to prevent any unauthorized use. Phone banking is another service you can use 24/7 to stay on top of your transactions as they take place. Whether you need any information or avail banking services, you can contact your bank and seek assistance for all types of banking transactions.

  1. Video Banking

Nothing beats a face to face interaction with a banker while doing any bank transactions. There are some who prefer having a conversation with a trusted banking agent before making an important transaction. You can simply use your mobile or tablet and initiate a video call and chat with the agents face to face.

  1. Wealth Management

Manage your wealth from the convenience of your phone. If you don’t want your money lying around idle, you can open fixed deposit accounts or trade in the global stock market with order management facilities, portfolio evaluations and access to numerous other value-add features. The transactions will be debited or credited to your linked bank account.

All in all, you can access a wealth of services that can make your life easier once you start using mobile banking. Download the AUB mobile banking app to get started and save time by banking online to spend more time doing the things that you actually like.